Cash advance lets eligible freelancers receive an on-the-spot advance on their future earnings to help grow their business. The advance is deposited directly into their Fiverr Balance and is available to withdraw right away.
Cash advance is currently available in selected regions.
How cash advance works
When you receive a cash advance, you agree to sell a set amount of your future Fiverr earnings at a discount. For example, you might receive a $1,000 USD advance in exchange for $1,204 USD of your future earnings.
Repayment is automatic:
- The total amount of future earnings you will pay is set upon receipt of the cash advance and does not change.
- 40% of each cleared payment you receive goes toward repaying the advance.
- If you have no earnings, no repayment is deducted.
- Deductions begin as soon as the advance is credited to your account and new payments become available, regardless of when those orders were placed.
- Deductions apply only to payments already in your balance, not earnings pending clearance.
- Having an active cash advance does not affect your eligibility for other features, such as Fiverr Ads or early payout.
- You cannot hold more than one cash advance at a time. Once your advance is fully repaid, you can request a new one if you still meet the eligibility criteria.
Cash advance amounts
- The minimum advance amount is $100 USD and the maximum is $5,000 USD.
- Your available advance amount is based on your earnings in the last six months and may differ each time you are eligible.
- The amounts available to you are determined by your eligibility and cannot be changed.
Repayment status
You can track your repayment progress at any time on your Earnings page under the Cash Advance tab. The tab shows:
- Cash advance: the amount added to your available balance.
- Amount to pay: the total amount you'll repay to cover the advance.
- Paid to date: the amount repaid so far.
- Amount left to pay: the remaining balance.
- Date range: a filter for cash advance-related transactions.
- Activity: a filter to view all cash advance transactions or payments.
You will not receive a notification when your advance is fully repaid. Check the Cash Advance tab on your Earnings page to see your current status.
Eligibility
Cash advance eligibility is a multi-factor evaluation that is determined automatically by our system based on a combination of factors, including your recent sales, overall performance, and account standing. The system refreshes daily, which means eligibility can change from one day to the next. There is no manual review and no action required from you to trigger an offer. When you meet the criteria, a Get Cash Advance option will appear on your Earnings page. If the option is not visible, it means you are not currently eligible.
Because eligibility is based on your sales and overall performance, focusing on quality and consistency can help:
- Maintain consistent sales and positive earnings trends.
- Deliver orders on time and as described.
- Keep a strong rating by providing excellent service and communication.
- Avoid cancellations and disputes where possible.
- Respond promptly to messages and maintain account health and compliance.
How to request a cash advance
If you are eligible, a Cash Advance tab will appear on your Earnings page.
- Go to your Earnings page and click the Cash Advance tab.
- Click Get your cash advance (first-time users) or Get a cash advance (returning users).
- Select your preferred amount from the drop-down list and click Continue.
- Review the cash advance amounts, including the advance amount and the total amount to be paid from your future earnings.
- Scroll through and read the full terms. You must scroll all the way down before you can select the checkbox.
- Check the checkbox to confirm you agree to the terms.
- Enter your full name (not your Fiverr username) as your signature to confirm you understand and agree to the terms.
- Click Get cash now.
- Complete phone verification. A verification code will be sent to your phone via text. Enter the code to complete the process. If you have not yet activated two-factor authentication, you will be asked to do that first before completing phone verification.
When the process is complete, you will receive a confirmation email summarizing your cash advance and including a copy of the terms. The funds will appear in your balance as available to withdraw.
If you are not ready to proceed, click Not now to return to your Earnings page. You can start the process again at any time from the Cash Advance tab.
It may take up to 48 hours for your cash advance to be fully processed after you complete the request.
FAQs
- Cash advance is available to selected freelancers. Eligibility is reviewed automatically on a regular basis. If you are eligible, a Cash Advance tab will appear on your Earnings page.
- The minimum amount is $100 USD and the maximum is $5,000 USD. Your specific amount depends on your earnings history and may be different each time you are eligible. The available amounts are set automatically and cannot be manually adjusted by you or Customer Support.
- The cash advance is the amount deposited into your Fiverr Balance. The amount to pay is higher because it represents the total future earnings you agreed to sell to Fiverr in exchange for the advance.
- Repayment is automatic. For every payment you receive, 40% goes toward repaying your cash advance until it is paid in full. When you have no earnings, no deduction is made.
- Paying your cash advance all at once is not a standard option. If your account has been disabled, contact our support team for assistance.
- No. You can only hold one cash advance at a time. Once your current advance is fully repaid, you can request another if you still meet the eligibility criteria.
- No. You will not receive a notification. You can check your repayment status at any time on your Earnings page under the Cash Advance tab.
- No. An active cash advance does not affect your access to other features, including Fiverr Ads and early payout.
- Cash advance eligibility is recalculated daily. If the option is not visible, it means you are not currently eligible. The option can appear and disappear depending on your current eligibility. This is normal and does not indicate a problem. The option appears automatically when you are eligible. Our support team cannot manually enable it.
- Because eligibility is based on your sales and overall performance, focusing on quality and consistency can help:
- Maintain consistent sales and positive earnings trends.
- Deliver orders on time and as described.
- Keep a strong rating by providing excellent service and communication.
- Avoid cancellations and disputes where possible.
- Respond promptly to messages and maintain account health and compliance.
- Cash advance eligibility is determined automatically by our system based on a combination of factors, including your recent sales, overall performance, and account standing. There is no manual review and no action required from you to trigger an offer. When you meet the criteria, the option will appear on your Earnings page. Eligibility is recalculated daily, so it can change from one day to the next.
- No. Once your advance is fully repaid, your account returns to the normal daily eligibility evaluation. There is no fixed waiting period beyond the daily refresh. If your sales, performance, and account standing meet the criteria, a new offer will appear on your Earnings page. No additional action is required from you.
- Cash advance amounts are personalized and determined automatically based on your sales and performance history. Your offer may change over time as your account performance and sales trends evolve.
- No. You cannot request a specific amount, and the amount cannot be increased. If an offer appears, it reflects the amount you currently qualify for.
Your Success Score is one of the components that determines your freelancer level (Level 1, Level 2, Top Rated Seller). Freelancer level is one of the criteria considered in the cash advance eligibility evaluation, but it is not a direct eligibility requirement on its own, meaning a high Success Score or a high freelancer level does not guarantee a cash advance offer.
Cash advance eligibility is a separate, multi-factor evaluation based on a combination of factors including your recent sales, overall performance, and account standing. The offer is not tied to any single metric, and changes to your Success Score or level may correlate with changes in your eligibility, but will not automatically trigger or remove an offer.